A Field Guide to CMHC for Apartment Development

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Apartment development depends heavily on the pro forma and securing financing that will pencil out. This webinar will give a clear, practical overview of the Apartment Construction Loan Program (ACLP), the federal financing program designed to make purpose-built rental projects more feasible. 

The session will walk attendees through how ACLP works, the primary benefits, and specifically how developers, investors, & housing partners can utilize it to unlock stronger economics for multi-unit projects.


What the session covers:

  • How ACLP can increase leverage and improve project returns
  • Eligibility requirements and how they differ from CMHC’s previous RCFi program
  • Key underwriting considerations, timelines, and approval stages
  • How to prepare a strong application package
  • Case examples showing how ACLP supports missing-middle, mid-rise, and large multi-residential builds
  • How developers, brokers, and investors can integrate ACLP into their capital stack strategy

Key takeaways:

  • Access to long-term, low-cost construction financing
  • Reduced equity requirements compared to conventional lenders
  • Support for affordability, energy efficiency, and accessibility targets
  • Improved project viability in today’s rate environment
  • Clarity on how ACLP interacts with municipal incentives and federal CCA changes

Who should attend:

  • Developers
  • Builders
  • Real estate investors
  • Mortgage brokers
  • Urban planners
  • Architects
  • Engineers
  • Non-profit or municipal housing groups